Used Cars Under $20k for Sale

If you’re looking for a quality vehicle that won’t break the bank, Serra Traverse City has an impressive selection of used cars under $20k. Located in Traverse City, MI, and proudly serving nearby communities such as Petoskey and Glen Arbor, we offer a wide range of vehicles that cater to most drivers’ needs and preferences.

Whether you’re seeking a reliable daily driver, a family-friendly SUV, or something with a bit more flair, our inventory is designed to help you find the perfect complement to your life.

Many factors can greatly impact your driving experience when choosing a vehicle, so our selection of used cars under $20k includes a variety of body styles to fit your lifestyle. Compact sedans are an excellent choice for those needing a fuel-efficient daily commuting option. 

If you’re someone who enjoys a little more power and utility, our selection of trucks under $20k has you covered. With options that balance durability with comfort, you can find a truck that meets both your practical needs and your budget. No matter what you need, our used car inventory has options.

One of the primary benefits of buying a car under $20k is cost-effectiveness—you can find a high-quality, reliable vehicle at a fraction of the cost of a new car. Another significant advantage is the potential for lower insurance premiums. Because the value of the car is a significant factor in determining insurance costs, a less expensive vehicle can lead to more affordable coverage. 

In addition, buying a used car under $20k allows you to avoid the steep depreciation that new cars typically experience. Vehicles lose a large percentage of their value in the first few years, so opting for a slightly older model means you’re getting long-term value, which helps if you need to trade it for a future upgrade.

We understand that financing is an essential part of the car-buying process, and we’re here to make it easy for you. We work closely with a network of lenders to provide competitive interest rates and flexible terms that align with your budget and financial goals. Financing a car under $20k can also be an intelligent way to build or improve your credit. By making timely payments, you can enhance your credit score over time, leading to better financing opportunities in the future. 

If you’re ready to get started, you can begin the process online by filling out our secure finance application. This allows you to get pre-approved before you even step foot in the dealership, making your visit more efficient. Additionally, you can take advantage of our instant cash offer on your trade-in, further reducing the cost of your new vehicle and making it easier to stay within your budget.